A New Social Contract for Health Care Insurance Costs Essay

A New Social Contract for Health Care Insurance Costs The new social contract between the health care system and employers, patients, and the government has given everyone involved some breathing room. They have provided a clearer picture of the costs of health care; however, it is evident that there is still work to be done regarding the transparency of complete and exact costs. For example; all hospitals have a price list called the chargemaster that includes nearly 20,000 health care procedures. The prices on this list are the prices that patients will most likely see on their bills; however, the terms are not standardized and many are bundled services that make it difficult to compare them with other institutions. It is obvious†¦show more content†¦This would level out the premium costs a little better than premium charges being based on the number of employees who work at a company. Flipping the script, I will now discuss my new social contract between the citizenry and the state. I certainly believe that the state should have some responsibility to help with health care costs; however, I also think citizens should take responsibility for themselves as well. For example; people who are employed should pay their share of the premium cost based on the amount they make per year, so if one employee brings home more than another, they should pay a higher share of the amount of their premium. Moreover, an employee making minimum wage should have some help from the state to pay part of their premium cost. Also, each individual’s last employer should continue to provide them with their same insurance plan until they find new employment. As far as State health insurance coverage such as the Medicaid and Medicare programs, they should continue to provide health coverage to the underprivileged and the elderly. In brief summary, the New Social Contract effort is about describing the problems we face, in this case, conflicts in the health care systems. Whether the cost of health care is not clearly seen by patients, or the costs of health care insurance is tooShow MoreRelatedThe Issue Of The Affordable Care Act Essay1320 Words   |  6 PagesThe Issue of the Affordable Care Act The affordable care act (ACA) or the Obama health care reform has been a topic of great concern in today’s health care. In March 23rd 2010 President Obama signed the health care legistration (Obama Care) into law. The passage of the law affected different many issues in the lives of Americans. Socially, it was a great law due to the facts that individuals that cannot afford health care would have access to health care regardless of preexisting conditions andRead MoreThe Effects Of National Health Care1451 Words   |  6 PagesThe Effects of National Health Care The adoption of national healthcare in America is having a profound effect on several American institutions such as government, workplace, and hospitals. 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